Every other money app starts with your money. We start with you understanding it.
Import your real transactions, catch the subscriptions draining you, set a budget you'll actually keep, and watch your net worth climb. The difference: every number links back to a free lesson that explains the why. Learn → Act → Track.
Pro from $7/mo · cancel anytime · the lessons behind it are free forever.
FinanceChauffeur · Budget · JunePro
In
$4,200
Out
$3,140
Left
$1,060
Groceries$412
Dining$268 · over
Subscriptions$74
Net worth
+$2,480 this year
Why it's different
The only money app built on a free school.
Other apps hand you charts and hope you figure it out. We teach the concept first — for free — then give you the tool to act on it, then track it over time. One loop.
01
Learn
Start with a free, plain-English lesson — why a budget works, what an emergency fund is for, how a subscription quietly adds up.
Everything below is part of one Pro plan. Status is pulled straight from our feature catalog — if it says live, it's usable today.
FlagshipLive · early access
AI Money Coach
Ask money questions in plain English and get answers grounded in our lessons, applied to your numbers.
A chat assistant built on the same free lessons and glossary you can read today — but personalized. Have it explain your pay stub line by line, compare Roth vs. traditional with your salary, or sanity-check a loan offer before you sign. It cites the lessons it draws from, and it teaches — it never gives personalized investment, tax, or legal advice.
Why it’s Pro: Every question costs real AI compute to answer. The lessons it learns from stay free.
A living picture of your money — net worth, debt payoff, savings — that updates over time.
Enter your income, debts, and goals once and get a private dashboard that keeps the math current: net-worth trend, debt-payoff timeline, savings projections. Synced across your devices, so the picture follows you.
Why it’s Pro: Stored data and cross-device sync cost money to run per user. One-shot calculators stay free.
Track every transaction, see where the money actually goes, and keep a running ledger that's always up to date.
The app's ledger: bring in transactions from your bank's CSV export (or add them by hand) and get a clean, searchable feed — every purchase auto-sorted into categories like Groceries, Dining, and Subscriptions, with one-click fixes when we guess wrong. Budgets, cash-flow views, and subscription detection all build on it.
Why it’s Pro: Your transaction history is stored and synced per user, which costs real money to run. The one-shot budget calculator stays free.
Layer real what-ifs — “move $200/mo to my 401(k) and refinance at 5.5%” — and see 5 years out.
Stack multiple changes at once — extra payments, rate changes, contribution shifts — and watch multi-year projections update together. Save scenarios and compare them side by side.
Why it’s Pro: Multi-factor projections and saved scenarios need real compute and storage. Basic calculators stay free.
$7/month for the app. $0, forever, for the learning.
The lessons, glossary, and calculators are free and always will be. Pro covers only what costs real money to run per user — stored data, cross-device sync, and AI.