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The FinanceChauffeur app · free to start

Every other money app starts with your money.
We start with you understanding it.

Import your real transactions, catch the subscriptions draining you, set a budget you'll actually keep, and watch your net worth climb. The difference: every number links back to a free lesson that explains the why. Learn → Act → Track.

Open the app →See plans & pricing

The budget is free with limits · Pro from $4.99/month with a 14-day free trial · the lessons behind it are free forever.

Why it's different

The only money app built on a free school.

Other apps hand you charts and hope you figure it out. We teach the concept first — for free — then give you the tool to act on it, then track it over time. One loop.

  1. 01

    Learn

    Start with a free, plain-English lesson — why a budget works, what an emergency fund is for, how a subscription quietly adds up.

    See the free lessons →
  2. 02

    Act

    Put it to work in the app: import your real transactions, set a cap per category, and catch the recurring charges you forgot about.

    Open the app →
  3. 03

    Track

    Watch it over time — net worth, debt payoff, money left this month — synced across your devices so the picture follows you.

    See your dashboard →

What's inside

Everything below is part of one Pro plan. Status is pulled straight from our feature catalog — if it says live, it's usable today.

FlagshipFree with limits

AI Money Coach

Ask money questions in plain English and get answers grounded in our lessons, applied to your numbers.

A chat assistant built on the same free lessons and glossary you can read today — but personalized. Have it explain your pay stub line by line, compare Roth vs. traditional with your salary, or sanity-check a loan offer before you sign. It cites the lessons it draws from, and it teaches — it never gives personalized investment, tax, or legal advice.

Why it’s Pro: Free includes 5 coach questions a month. Pro makes it unlimited — a tutor that knows your numbers, whenever you need one.

Open the AI Money Coach
Included

Personal Dashboard

A living picture of your money — net worth, debt payoff, savings — that updates over time.

Enter your income, debts, and goals once and get a private dashboard that keeps the math current: net-worth trend, debt-payoff timeline, savings projections. Synced across your devices, so the picture follows you.

Why it’s Pro: Included free with an account. Pro adds the weekly digest and bill reminders, so the picture comes to you.

Open the Personal Dashboard
Free with limits

Budget

Track every transaction, see where the money actually goes, and keep a running ledger that's always up to date.

The app's ledger: bring in transactions from your bank's CSV export (or add them by hand) and get a clean, searchable feed — every purchase auto-sorted into categories like Groceries, Dining, and Subscriptions, with one-click fixes when we guess wrong. Budgets, cash-flow views, and subscription detection all build on it.

Why it’s Pro: Free keeps the last 3 months of transactions, 2 savings goals and 3 tracked bills. Pro keeps unlimited history, unlimited goals and bills, and shares the budget with your household.

Open the Budget
Pro

Scenario Planner

Layer real what-ifs — “move $200/mo to my 401(k) and refinance at 5.5%” — and see 5 years out.

Stack multiple changes at once — extra payments, rate changes, contribution shifts — and watch multi-year projections update together. Save scenarios and compare them side by side.

Why it’s Pro: Saved, multi-year what-ifs are Pro. The one-shot calculators they build on stay free.

Open the Scenario Planner

Pro One honest price

$7/month for the app.
$0, forever, for the learning.

The lessons, glossary, and calculators are free and always will be. Pro covers only what costs real money to run per user — stored data, cross-device sync, and AI.

See the full comparison →

Understand your money. Then run it.

Start with a free lesson, or jump straight into the app. Either way, the road's the same — you just decide where to get on.

Open the app →Start with a free lesson