Money & major life events
The money side nobody warns you about
Nobody hands you a financial checklist for the biggest moments of your life — moving out, changing jobs, combining finances with a partner, having a first child — so improvising is the norm. This track maps the money mechanics behind each transition: the real cash a move takes, the 401(k)-rollover and insurance decisions hiding behind a new job, the ways couples structure shared money, and where a child's costs actually fall. Warm, judgment-free, and educational — it explains how things work without ever telling you what to choose.
4 lessons · about 24 minutes total · 100% free
Saved on this device only — no account needed.
1. Moving out on your own
Rent is the smallest part. Learn the move-in cash stack, the bills that arrive at once, a first solo budget on $3,200 take-home, and the buffer for month one.
5 min read
2. Changing jobs: the money checklist
Roll over the old 401(k) instead of cashing out, check your vesting date, bridge the insurance gap within the deadline, and file a fresh W-4 so your pay lands right.
5 min read
3. Combining finances with a partner
Joint, separate or yours-mine-ours: learn the three ways couples run money, how to split shared bills fairly, what marriage changes for taxes and debt, and what a prenup does.
5 min read
4. The financial side of a first child
Map the real cost of a first child, then claim what offsets it: the Child Tax Credit, the dependent-care FSA, leave rights and the enrollment deadlines that cannot be missed.
9 min read